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Is it cheaper to buy a small home and then renovate…?

Or buy a larger home?

http://qik.com/video/5498914

First off, you need to determine your needs. How big a house do you really need, and how much will it cost you a month, when you include taxes, utilities, etc. Larger homes are always more expensive to buy and keep up.

So it's best to buy a smaller place, but one, that has room for improvement, or an addition, if later on you decide to do so.

It's obvious, just reading the news, that way to many people, went over their budgets buying more than they can handle. And lost it all.

So be smart, be safe, and just buy the home, that fits both your needs and budget.

Sure we all love to live in a Mansion, but if you don't have those big bucks, and can see into the future, it's a bad move.

Can you pay the mortgage, if one of you loses a job for example?

Think hard, sometimes, smaller is better. Then adjust as your needs and income rises.

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